Smart insurance for landlords to protect their big investments
Insured in 3 minutes
Rather than taking 30 minutes to get you covered, we can do it in 3 minutes. Our technology identifies info about your home – size, number of rooms, construction year, building materials – so we can work towards getting you covered sooner.
Cover the right stuff
Take the guesstimating out of landlords insurance. We couple the info you give us with data about your home to help you select the cover that works fo you. We don’t expect you to be an expert in insurance – that’s our job.
The wiser choice
Honey covers your investment property for the essentials, as well as giving you smarter options to mitigate your financial risk. We’ll cover your house, even if someone else calls it a home, and we’ll cover rental losses too.
Protecting your precious asset from these essential risks
Natural Disaster Damage
When flood, fire or storm hit
If the worst happens and your property is completely destroyed we’ll cover the cost of reconstructing your property – and we’ll support you through it all.
Rebuilding Your Property
When you have to start over
Your property is covered up to the agreed sum insured, but we’ll go over and above by up to 30% to help with the costs of demolition and design fees.
When a pipe goes kaboom
If your property and things are damaged by water, we’ll cover clean up and repair costs.
Theft or Vandalism
When your things go missing
If something of yours gets stolen or vandalised, we’ll cover the costs of replacing it with something new.
New for Old
When you really value your stuff
If we need to replace any of your things, we’ll cover you for that item’s value today – not its depreciated value. That’s new.
Liability & Legal Protection
When someone trips over
If someone gets hurt while visiting your home, you might need to help them pay for medical expenses. We’ll cover you to cover those costs. If you’re sued for liability, we’ll appoint and cover the costs of a lawyer to defend you.
These are some of the highlights and benefits of our standard cover for landlords. Please refer to the PDS for details on insured events that can impact claims, as well as other exclusions and limitations.
Extra coverage for clever landlords
When your tenant does wrong by your property, we’ll cover you for up to 15% of the sum insured
When your property is being repaired after an insured event, we pay the net rental income up to 10% of your sum insured
When your tenant is in default, we pay the net rental income up to 10% of your sum insured
Landlord’s fixtures and fittings
When your fixtures and fittings, coverings and carpets, or blinds and curtains are damaged by an insured event
These are some of the highlights and benefits of our additional cover options for landlords. Please refer to the PDS for details on insured events that can impact claims, as well as other exclusions and limitations.