General conditions

Understanding your obligations in applying for, and renewing insurance

When you take out, renew or vary your insurance policy, it is important that you understand you are answering our questions for anyone that will be covered by the policy.

You should always give us complete and honest answers to all the questions we ask. You must answer the questions for anyone that will be covered by the policy to the best of your knowledge.

If you breach your duty, we may be entitled to refuse to pay your claim, reduce the amount payable for a claim or cancel your policy. If your breach is fraudulent, we can also cancel the policy from the beginning.

You must tell us as soon as possible if any of the answers to our questions change over the term of your policy.

If you would like to know more about how this might affect you, contact us by emailing or calling 137 137

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